Missouri Salary After-Tax Guide (2026)
Tax data last reviewed: · Maintained by The Snap Pay Team against IRS and state agency sources
Quick answer
Missouri levies a state income tax on wage earners. Take-home pay on a $120,000 salary is about $88,588.48 after all 2026 federal, FICA and state taxes for a single filer. This guide covers every $5,000 salary level from $40K to $200K in Missouri.
State income tax
Yes
Net on $120,000.00
$88,588.48
Levels covered
33 salaries
How Missouri taxes wages
Missouri keeps a graduated income tax for 2026 with a top rate of 4.7%, reached at under $10,000 of taxable income, so most workers pay 4.7% on most of their income. Kansas City and St. Louis impose local earnings taxes of 1%, which apply to anyone working in those cities regardless of where they live. Sales tax is 4.225% at the state level, with local additions bringing the combined rate to 7–10%.
Missouri starts from your federal adjusted gross income (AGI) and then applies its own deductions, exemptions and rate schedule. It does not simply copy the federal tax.
Kansas City is the global center of the animal health industry — more than 300 animal health companies operate in the KC Animal Health Corridor, making it a uniquely specialized economic cluster.
Missouri 2026 income tax brackets
| Taxable income over | Rate |
|---|---|
| $0 | 0% |
| $1,348 | 2% |
| $2,696 | 2.5% |
| $4,044 | 3% |
| $5,392 | 3.5% |
| $6,740 | 4% |
| $8,088 | 4.5% |
| $9,436 | 4.7% |
Rates from the official 2026 sources listed below. Standard deduction: Federal $16,100.
Deductions, credits and extra taxes in Missouri
These are the components Missouri law applies to a wage earner with no dependents. A deduction lowers taxable income; a credit lowers the tax itself.
Deductions and exemptions
- Missouri federal income tax deduction: A capped deduction for part of your federal income tax; the share depends on income.Legal basis: RSMo §143.171.2
- Missouri standard deduction: Equal to the federal standard deduction for your filing status ($16,100 single, $32,200 married filing jointly in 2026).Legal basis: RSMo §143.131 (equals federal standard deduction); MO-1040ES 2026 line 6
- Head of household additional exemption: $0 for every filing status shown.Legal basis: MO-1040ES 2026 line 5 (RSMo §143.161)
Filing status rules in Missouri
- Single: Single; same rate chart for every status (§143.011); cap $5,000 (§143.171.2).
- Married filing jointly: Married filing combined: chart applied to each spouse's prorated taxable income (MO-1040ES 2026 line 9–10); cap $10,000 on a combined return (§143.171.2).
- Married filing separately: Married filing separate: not a combined return, so cap $5,000 (§143.171.2); standard deduction = federal MFS amount.
- Head of household: Head of household: cap $5,000; additional $1,400 exemption (MO-1040ES 2026 line 5).
401(k) contributions and Missouri tax
Because Missouri starts from a federal income figure, traditional 401(k) deferrals that lower federal wages also lower the Missouri base. Roth contributions do not. Health-account treatment can differ by state and is not assumed here.
Payroll and local taxes in Missouri
Kansas City and St. Louis levy a 1% earnings tax that is not included in this estimate.
- St. Louis earnings tax (1%)
- Kansas City earnings tax (1%)
Take-home by salary level in Missouri
| Gross salary | State income tax | Effective rate | Take-home |
|---|---|---|---|
| $40,000 | $912.02 | 16.5% | $33,407.98 |
| $45,000 | $1,139.97 | 17.3% | $37,197.53 |
| $50,000 | $1,367.92 | 18.0% | $40,987.08 |
| $55,000 | $1,616.65 | 18.6% | $44,755.85 |
| $60,000 | $1,847.42 | 19.1% | $48,542.58 |
| $65,000 | $2,078.19 | 19.5% | $52,329.31 |
| $70,000 | $2,306.49 | 20.3% | $55,768.51 |
| $75,000 | $2,533.73 | 21.3% | $59,058.77 |
| $80,000 | $2,760.98 | 22.1% | $62,349.02 |
| $85,000 | $2,988.22 | 22.8% | $65,639.28 |
| $90,000 | $3,215.47 | 23.4% | $68,929.53 |
| $95,000 | $3,442.71 | 24.0% | $72,219.79 |
| $100,000 | $3,669.96 | 24.5% | $75,510.04 |
| $105,000 | $3,964.27 | 25.0% | $78,733.23 |
| $110,000 | $4,196.69 | 25.4% | $82,018.31 |
| $115,000 | $4,429.10 | 25.8% | $85,303.40 |
| $120,000 | $4,661.52 | 26.2% | $88,588.48 |
| $125,000 | $4,893.78 | 26.6% | $91,809.72 |
| $130,000 | $5,172.81 | 27.0% | $94,948.19 |
| $135,000 | $5,407.81 | 27.3% | $98,130.69 |
| $140,000 | $5,642.81 | 27.6% | $101,313.19 |
| $145,000 | $5,877.81 | 27.9% | $104,495.69 |
| $150,000 | $6,112.81 | 28.2% | $107,678.19 |
| $155,000 | $6,347.81 | 28.5% | $110,860.69 |
| $160,000 | $6,582.81 | 28.7% | $114,043.19 |
| $165,000 | $6,817.81 | 29.0% | $117,225.69 |
| $170,000 | $7,052.81 | 29.2% | $120,408.19 |
| $175,000 | $7,287.81 | 29.4% | $123,590.69 |
| $180,000 | $7,522.81 | 29.6% | $126,773.19 |
| $185,000 | $7,757.81 | 29.7% | $129,986.69 |
| $190,000 | $7,992.81 | 29.7% | $133,479.19 |
| $195,000 | $8,227.81 | 29.8% | $136,971.69 |
| $200,000 | $8,462.81 | 29.8% | $140,464.19 |
Single filer, standard deduction, no pre-tax deductions; 2026 annual state income tax.
Local income taxes: not included in this table (see payroll and local taxes above).
Official sources and limits of this guide
- RSMo §143.011 — Resident individuals, tax rates; brackets indexed annually — Missouri Revisor of Statutes
- RSMo §143.171 — Federal income tax deduction — Missouri Revisor of Statutes
- Form MO-1040ES — 2026 Declaration of Estimated Tax for Individuals — Missouri Department of Revenue
Assumptions and what is not covered
- Wage-only filer: Missouri AGI = federal AGI = gross wages (no MO-A additions/subtractions).
- Federal tax measure comes from the federal context as annual liability after credits; no federal credits or other federal taxes for wage-only, no dependents.
- Standard deduction, no dependents (no dependent deduction), no other Missouri deductions or credits.
- Combined (MFJ) returns require the spouse wage split; taxable income is prorated by each spouse's share of AGI.
- Amounts are computed in cents; the MO-1040 is filed in whole dollars.
Nearby state tax guides
Compare Missouri's wage-tax rules with states that share its borders.
- Arkansas tax guide Arkansas paycheck calculator →
- Iowa tax guide Iowa paycheck calculator →
- Illinois tax guide Illinois paycheck calculator →
- Kansas tax guide Kansas paycheck calculator →
- Kentucky tax guide Kentucky paycheck calculator →
- Nebraska tax guide Nebraska paycheck calculator →
- Oklahoma tax guide Oklahoma paycheck calculator →
- Tennessee tax guide Tennessee paycheck calculator →
Highest take-home for $120,000.00
Top 5 states where a $120,000.00 single-filer salary keeps the most after all federal, FICA and state taxes in 2026.
- 1.Alaska$93,250.00
- 2.Florida$93,250.00
- 3.Nevada$93,250.00
- 4.New Hampshire$93,250.00
- 5.South Dakota$93,250.00
Missouri State Tax FAQ (2026)
Data Sources & Methodology
- • Federal tax brackets: IRS Revenue Procedure 2025-32 (2026 tax year)
- • Standard deduction: $16,100 (single), $32,200 (married filing jointly)
- • Social Security: 6.2% on wages up to $184,500 (SSA 2026)
- • Medicare: 1.45% on all wages + 0.9% additional above $200,000
- • Work hours: 40 hours/week × 52 weeks = 2,080 hours/year (standard full-time)
- • Federal income tax: Estimated annual federal income tax for 2026 (IRS Revenue Procedure 2025-32 brackets), spread evenly across paychecks — an annual tax estimate, not an employer withholding simulation
- • State taxes: Verified annual state income tax is calculated without additional state inputs across four filing statuses and nine tested wage levels ($15,000–$500,000) in 28 of the 51 jurisdictions (50 states + DC). 21 have partial, input-dependent or estimate-only coverage — Alabama (lower incomes), Arkansas (lower incomes), Arizona (estimates; not fully verified), California (estimates; not fully verified), Delaware (lower incomes), Iowa (lower incomes), Kentucky (lower incomes), Massachusetts (lower incomes), Maryland (lower incomes), Minnesota (married jointly), Missouri (joint returns need each spouse’s wages), Mississippi (joint returns need each spouse’s wages), North Dakota (married jointly), New Mexico (head of household), New York (married jointly at lower incomes; married separately at lower incomes; head of household at lower incomes), Ohio (joint returns need each spouse’s wages), Oregon (estimates; not fully verified), Pennsylvania (lower incomes), Utah (estimates; not fully verified), Virginia (lower incomes) and West Virginia (single at lower incomes; married jointly at lower incomes; head of household). Idaho and Vermont show "Not calculated" until their 2026 rules are published and verified. Missing rules or required inputs show "Not calculated"; estimates are labelled. Joint returns needing each spouse’s wages use an empty input, never an assumed split. This measures wage-only scenarios, not all tax situations. Employee-paid payroll taxes are included where they apply, such as CA SDI (1.3%, uncapped), NY PFL (0.432%, $411.91 max) and NJ TDI/FLI (2026 $171,100 base)
- • Coverage: Federal, state and state payroll taxes only — city, county and school-district income taxes (e.g. NYC, Ohio municipalities, PA EIT, Maryland counties) are not included
- • Estimates assume single filer, no dependents, standard deduction, no pre-tax deductions unless specified
Explore More Salary Calculations
State Calculators
Sources & verification
All 2026 rates, brackets, and thresholds on this page come from the primary sources below. Snappaycalc's tax data team reviews these annually.
- Rev. Proc. 2025-32 — 2026 inflation adjustments — Internal Revenue Service
2026 federal tax brackets and standard deduction
- Publication 15-T — Federal income tax withholding methods — Internal Revenue Service
Basis for W-4 adjustments (multiple jobs, dependent credits, extra withholding); results are annual estimates, not a per-period withholding simulation
- 2026 Social Security wage base announcement — Social Security Administration
FICA / OASDI wage base and rates for 2026
- Additional Medicare Tax — Topic no. 560 — Internal Revenue Service
0.9% surtax on wages above threshold
Important Disclaimer
This calculator provides estimates only and should not be considered financial or tax advice. Actual amounts may vary based on your specific situation, employer policies, and current tax laws. For personalized advice, please consult a qualified tax professional or financial advisor.