State Income Tax Guides 2026
Plain-English reference guides for all 50 states and Washington, D.C. Each one explains how the state taxes wages and shows estimated take-home pay from $40K to $200K.
Tax data last reviewed: · Maintained by The Snap Pay Team against IRS and state agency sources
Guides versus calculators
Explanatory reference: rate structure, deductions, state payroll taxes, primary sources and a table of estimated take-home pay by salary level.
Interactive tools: enter your own pay, frequency, filing status and deductions to estimate each paycheck. Browse all state calculators.
2026 at a glance
- 9 states have no state individual income tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
- 13 jurisdictions use a single flat rate and 27 use graduated brackets. For 2, the 2026 annual rates are not yet fully verified, so no rate is shown.
- 12 jurisdictions also withhold a state payroll tax such as disability or paid-leave insurance: California, Colorado, Connecticut, Hawaii, Massachusetts, Minnesota, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Washington.
Rates come from the same verified 2026 rules our calculators use. Local income taxes (for example NYC or Philadelphia) are covered in the individual guides. How we calculate.
All state guides A–Z
A
- Alabama Tax Guide
Graduated: up to 5%
Calculator - Alaska Tax Guide
No state individual income tax on wages
Calculator - Arizona Tax Guide
Flat rate: 2.5%
Calculator - Arkansas Tax Guide
Graduated: up to 3.7%
Calculator
C
- California Tax Guide
Graduated: up to 12.3% · state payroll tax
Calculator - Colorado Tax Guide
Flat rate: 4.4% · state payroll tax
Calculator - Connecticut Tax Guide
Graduated: up to 6.99% · state payroll tax
Calculator
D
- Delaware Tax Guide
Graduated: up to 6.6%
Calculator - District of Columbia Tax Guide
Graduated: up to 10.75%
Calculator
F
- Florida Tax Guide
No state individual income tax on wages
Calculator
G
- Georgia Tax Guide
Flat rate: 4.99%
Calculator
H
- Hawaii Tax Guide
Graduated: up to 11% · state payroll tax
Calculator
I
- Idaho Tax Guide
2026 annual state income-tax rates not fully verified
Calculator - Illinois Tax Guide
Flat rate: 4.95%
Calculator - Indiana Tax Guide
Flat rate: 2.95%
Calculator - Iowa Tax Guide
Flat rate: 3.8%
Calculator
K
- Kansas Tax Guide
Graduated: up to 5.58%
Calculator - Kentucky Tax Guide
Flat rate: 3.5%
Calculator
L
- Louisiana Tax Guide
Flat rate: 3%
Calculator
M
- Maine Tax Guide
Graduated: up to 7.15%
Calculator - Maryland Tax Guide
Graduated: up to 6.5%
Calculator - Massachusetts Tax Guide
Flat rate: 5% · state payroll tax
Calculator - Michigan Tax Guide
Flat rate: 4.25%
Calculator - Minnesota Tax Guide
Graduated: up to 9.85% · state payroll tax
Calculator - Mississippi Tax Guide
Graduated: up to 4%
Calculator - Missouri Tax Guide
Graduated: up to 4.7%
Calculator - Montana Tax Guide
Graduated: up to 5.65%
Calculator
N
- Nebraska Tax Guide
Graduated: up to 4.55%
Calculator - Nevada Tax Guide
No state individual income tax on wages
Calculator - New Hampshire Tax Guide
No state individual income tax on wages
Calculator - New Jersey Tax Guide
Graduated: up to 10.75% · state payroll tax
Calculator - New Mexico Tax Guide
Graduated: up to 5.9%
Calculator - New York Tax Guide
Graduated: up to 10.9% · state payroll tax
Calculator - North Carolina Tax Guide
Flat rate: 3.99%
Calculator - North Dakota Tax Guide
Graduated: up to 2.5%
Calculator
O
- Ohio Tax Guide
Graduated: up to 2.75%
Calculator - Oklahoma Tax Guide
Graduated: up to 4.5%
Calculator - Oregon Tax Guide
Graduated: up to 9.9% · state payroll tax
Calculator
P
- Pennsylvania Tax Guide
Flat rate: 3.07% · state payroll tax
Calculator
R
- Rhode Island Tax Guide
Graduated: up to 5.99% · state payroll tax
Calculator
S
- South Carolina Tax Guide
Graduated: up to 5.21%
Calculator - South Dakota Tax Guide
No state individual income tax on wages
Calculator
T
- Tennessee Tax Guide
No state individual income tax on wages
Calculator - Texas Tax Guide
No state individual income tax on wages
Calculator
U
- Utah Tax Guide
Flat rate: 4.45%
Calculator
V
- Vermont Tax Guide
2026 annual state income-tax rates not fully verified
Calculator - Virginia Tax Guide
Graduated: up to 5.75%
Calculator
W
- Washington Tax Guide
No state individual income tax on wages · state payroll tax
Calculator - West Virginia Tax Guide
Graduated: up to 4.58%
Calculator - Wisconsin Tax Guide
Graduated: up to 7.65%
Calculator - Wyoming Tax Guide
No state individual income tax on wages
Calculator
Comparing states?
See the same salary side by side with Compare States, or review every bracket on the 2026 Tax Brackets page.
Important Disclaimer
This calculator provides estimates only and should not be considered financial or tax advice. Actual amounts may vary based on your specific situation, employer policies, and current tax laws. For personalized advice, please consult a qualified tax professional or financial advisor.